- Set your loan defaults — rate, taxes, insurance, and mortgage insurance are pre-filled with common starting values. Adjust as needed.
- Enter a purchase price and down payment in the scenario card. Add up to 5 scenarios to compare side by side.
- Hit "Calculate PITI" to see your full monthly payment breakdown: Principal & Interest, Taxes, Insurance, and Mortgage Insurance.
- Click any Loan amount in the results to send it over to the Amortization Solver for a full payment schedule.
Tip: Use the % / $ toggles to switch between percentage-based and flat-dollar inputs for taxes, insurance, and MI.